UnionPay Casinos - Safe Deposit

Since their invention, debit cards have become a way of life. That's because they make it possible for users to easily access their money and make payments quickly without dealing with the prospect of piling up debt. Yes, Visa and Mastercard are the two biggest credit cards in the world, but there is another major card that gives them sleepless nights. It is known as UnionPay, a giant Chinese financial institution responsible for issuing bank cards to citizens in China's mainland. Like Visa and Mastercard, the card has found its way into casino gaming, and it is now regarded as one of the best payment methods in live casinos.

UnionPay Casinos - Safe Deposit
Nathan Williams
Written byNathan WilliamsWriter
Researched byRajesh NairResearcher
Localised byEthan LimLocaliser
About UnionPay

About UnionPay

UnionPay, abbreviated as UPI or CUP, is a Chinese-based international payment processing service provider with about 20 years of operation, having opened its doors for the first time in 2002. The company is a product of the joint efforts of a number of prominent Chinese banking institutions, including the Bank of China, the Industrial and Commercial Bank of China, the Agricultural Bank of China, and the China Construction Bank. Although the provider has managed to expand its coverage worldwide, China is still its main client base. UnionPay's headquarters are located in Shanghai.

General Information

Payment TypeBank Card, Bank Transfer, Mobile Payments

Partnerships with Other International Payment Networks

In 2005, UnionPay entered into multiple partnerships with other global payment service providers, including American Express, Mastercard, and Visa. Consequently, there are selected UnionPay credit cards linked with these companies, making it possible to use them outside the Chinese territory. In a bid to extend its reach, UnionPay has also struck partnerships with at least 300 other financial institutions across the world, including the following:

  • PayPal
  • RuPay
  • Discover
  • Mir
  • BC Card
  • Interac
  • Barclays
  • JCB

UnionPay's Payment Options

Initially, users were issued with UnionPay debit cards by their local banks (banks in the UnionPay network). These cards could be used at a wide range of both online and offline retailers. Later on, the company started providing other options, including credit, prepaid, premium, and commercial cards. As a UnionPay customer, one is required to choose the card that suits their needs. When it comes to live dealer casinos, the payment method is available for both deposits and withdrawals.

About UnionPay
Depositing with UnionPay at Live Casinos

Depositing with UnionPay at Live Casinos

There is nothing difficult when it comes to depositing with UnionPay in live casinos. The process is similar to other card payments. To deposit with this service, players have to choose whether they want to use a debit or prepaid card. The deposits are generally instant, irrespective of the deposit option the player is using. When using a UnionPay debit card, players should:

  1. Access their live casino account, locate the banking page, and select to deposit with UnionPay. Typically, there will be a list of deposit methods to choose from.
  2. Enter their card number and verification information as required by the provider
  3. Key in the amount of money they want to transfer from their card into the casino account and confirm the transaction

Before confirming the transaction, players need to check their limits. Typically, one can deposit as low as 1$ with UnionPay, but some live casinos may decide to set a higher minimum. There are also daily, weekly, or monthly limits relating to maximum deposits. These vary based on the player's preferred casino, and they are meant to tame gambling behaviors. Ensuring that the card has enough balance is also important since the transaction will be canceled if the card balance is insufficient.

Depositing with a Prepaid Card

Players who choose the prepaid card option can top up their live casino balances by following the same procedure provided above. However, when using this option, players will be prompted to purchase a UnionPay prepaid card, whose denominations typically range from $25 to $500.


UnionPay does not charge any deposit fees. However, those who don't use their card for more than a year have to part with $4.95. Hence, casino deposits are practically free of charge, which is one of the method's strongest selling points.

Depositing with UnionPay at Live Casinos
How to Make a Withdrawal at a UnionPay Live Casino

How to Make a Withdrawal at a UnionPay Live Casino

As mentioned under the Payment Options, one good thing about UnionPay is that, unlike some other payment methods, it facilitates both deposits and withdrawals. So, for players who are lucky enough to win money playing live games, they can cash out their winnings by following these four steps:

  • Choose the "Withdraw" option from the cashier page
  • Enter the amount of winnings they want to withdraw
  • Select UnionPay as a withdrawal method
  • Enter their UnionPay card details and confirm the transaction

Important: Withdrawals usually take between 1 to 5 days, and the limits differ between casinos.

How to Make a Withdrawal at a UnionPay Live Casino
UnionPay Supported Currencies and Countries

UnionPay Supported Currencies and Countries

UnionPay is a Chinese payment solution; hence, it is in China where the method is most popular. And while the government of China is always at loggerheads with online casino operators and players, its citizens do their best to avoid being caught by their authorities by using payment methods that keep them anonymous. This is where UnionPay comes in. But the company also made its way to other countries, including Singapore, Malaysia, Thailand, Indonesia, Japan, South Korea, and Vietnam, and the Philippines. As of 2022, UnionPay is accepted in more than 180 countries scattered across Asia, Europe, America, and Africa.

Supported Currencies

Besides being available in many countries, UnionPay accepts a good number of currencies. These include the US dollar, Euro, pound sterling, Canadian dollar, New Zealand dollar, Japanese yen, Hong Kong dollar, yuan renminbi, Australian dollar, and Singapore dollar.

UnionPay Supported Currencies and Countries
Top Casino Bonuses for UnionPay

Top Casino Bonuses for UnionPay

Among the perks of playing at live UnionPay casinos are bonuses, which are available in such forms as welcome bonuses, reload bonuses, and cashback rewards.

  • Welcome bonuses: Welcome bonus is the most popular promo anyone will come across when playing live games with live dealers at UnionPay casinos. The qualification for this bonus type is simple; one has to sign up and make a deposit. The bonus amount will depend on the size of the deposit. For instance, if the operator offers 100% with a $200 limit, the player's deposit (up to this limit) will be doubled.

  • Reload bonuses: Gamblers who play for real money will always keep on making deposits to continue playing. When the casino gives them a bonus on these deposits (other than the first deposit), it is called a reload bonus. Casinos give out this bonus to appreciate their existing players and encourage them to make even more deposits.

  • Cashback bonuses: Some people can't imagine that casinos can be generous enough to return a fraction of players' losses. The truth of the matter is; the best live casinos do that. Hence, a cashback bonus is any money players receive back after counting losses at a casino site. For example, if the casino offers 4% cashback on a $1000 loss, the player will receive $25.

Top Casino Bonuses for UnionPay
Why Deposit with UnionPay?

Why Deposit with UnionPay?

As with any payment service, UnionPay has its own pros and cons that players must consider before opting in.



UnionPay supports instant deposit transactionsRelatively low deposit limits. This means high rollers may need to use another deposit method with favorable limits.
Deposits are free of chargeThe method is still unavailable at many online casinos
Players can choose between debit and prepaid cardsPlayers who don't use their UnionPay card for one year have to pay $4.95
Promotes responsible gambling since players cannot spend more than their debit card balance
Keeps users anonymous
Supports many currencies
Available in more than 180 countries
Why Deposit with UnionPay?
Safety and Security at UnionPay Casinos

Safety and Security at UnionPay Casinos

Nothing bothers players like the safety and security of a payment service. That's because hackers may take advantage of the service's poor data security system and siphon money from players' accounts. So, how does a payment service that requires players to provide their personal financial information manage to be safe and secure? Well, the fact that UnionPay partners with some of the most reputable banking institutions is, in itself, a calmer. In fact, some of its credit/debit cards contain a Mastercard or Visa logo, further giving users a sense of security.

Although UnionPay will ask for credit/debit card details, the service uses the highest data encryption standards to ensure any identity theft attempts fall flat; hence, it is one of the most secure payment methos in live casinos. To protect mobile users, the company offers QR codes, which can be scanned using a phone camera. With every transaction bearing a unique code, players will be enjoying their favorite live dealer games on the go while securing their transactions with one of the most innovative technologies.

Additionally, players are required to verify their identity when depositing with UnionPay. This basic security feature should not be taken lightly since it can make or break transactions.

Safety and Security at UnionPay Casinos
About the author
Nathan Williams
Nathan Williams

Nathan "KiwiKing" Williams brings a touch of Kiwi flair to the global live casino arena. Blending his analytical mind with an infectious passion for the game, he crafts content that guides, informs, and entertains.

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